Terms of Service.
Last updated: October 19, 2026
Acceptance of Terms
By using this website or engaging Summit Payments for payment processing services, you agree to these terms. If you do not agree, please do not use this website or our services.
Our Services
Summit Payments provides dental payment processing, including surcharge-compliant credit card processing and practice management system integration. Services are provided under a separate merchant agreement between Summit Payments and your practice.
Summit Payments SMS Terms
1. Program name. Summit Payments Patient Payment Texts.
2. What the program is. Summit Payments provides payment services and a phone receptionist for dental practices. If you call a participating practice and agree on the call to receive texts, Summit Payments will text you on behalf of that practice. Texts contain a secure iPOS Pays link to pay a balance you confirmed on the call, or a link to save a card on file. This program sends payment links and card-on-file links only. We do not send appointment texts, account texts, or marketing or promotional texts.
3. How you opt in. You opt in by saying yes on a call when our receptionist asks, for a payment link, "Can I text you a secure payment link from Summit Payments? Message and data rates may apply. By saying yes, you agree to our texting terms and privacy policy at getsummit.co." or, for a card on file, "Can I text you a secure link to save your card on file, from Summit Payments? Message and data rates may apply. By saying yes, you agree to our texting terms and privacy policy at getsummit.co." The first text after a yes is the opt-in confirmation: "Summit Payments: You're opted in to payment link texts, 1-2 msgs per request. Msg & data rates may apply. Reply HELP for help, STOP to opt out. Questions: [email protected] or (844) 701-2738." The script is shown at https://getsummit.co/sms-consent. Agreeing to texts is optional. If you say no, you can still get help from the practice and pay another way.
4. Message frequency. Message frequency varies, usually one or two messages per request.
5. Cost. Message and data rates may apply. Check with your mobile carrier for details about your plan.
6. How to opt out. Reply STOP to any message to stop receiving texts. You can also reply END, CANCEL, UNSUBSCRIBE, QUIT, or STOPALL. We will send one message confirming you are unsubscribed, and then no more texts. To join again, reply START or agree again on a future call.
7. How to get help. Reply HELP to any message, email [email protected], or call (844) 701-2738.
8. Carriers are not liable. Carriers are not liable for delayed or undelivered messages. Delivery is not guaranteed.
9. Privacy. We do not share, sell, or provide your mobile phone number or messaging consent data to third parties or affiliates for marketing or promotional purposes. See our Privacy Policy at https://getsummit.co/privacy for how we collect and use your information.
10. Changes. We may update these SMS Terms. We will post the updated version on this page with a new "Last updated" date.
11. Contact. Summit Payments, Denver, Colorado. [email protected] or (844) 701-2738.
Website Use
This website and its content are provided for informational purposes about Summit Payments' services. You agree not to misuse the site, including attempting to access it through automated means outside normal browsing.
Changes to These Terms
We may update these terms from time to time. Continued use of our website or services after changes take effect means you accept the updated terms.
Privacy
Information about how we collect, use, and protect your data is in our Privacy Policy.
Contact
Questions about these terms can be directed to: