What practices have said, and what the math looks like.

The reviews below are from named practices. The dollar table is an illustration of credit card fees at a 3% effective rate. It is not an observed recovery and not a promise. Debit is never charged extra.

Owner results

"Summit set up our compliant surcharging program and integrated it with a modern payment gateway. We've eliminated credit card fees without any disruption to our patients."
Angela Osborn, Practice Owner
"No regrets. 98% of patients don't bat an eye. The ones who do just use a debit card or check."
Kelly Shibilski, Practice Owner
"It saves me over $1,000 per month. I used the savings to give my staff raises."
Amy Roberts, Practice Owner

Verified on Google

What dental practices say.

★★★★★

"Their compliant surcharging program has significantly reduced our credit card fees, resulting in substantial savings for our practice. The team at Summit Payments is knowledgeable, professional, and always ready to help."
Osborn Advanced Dentistry, Google review

★★★★★

"Summit Payments helped us reduce merchant fees by implementing a credit card surcharge program. Now, we're saving a lot of money, and payments are automated. I wish I would have made the change sooner."
303 Dental Group, Google review

★★★★★

"You know how sometimes you don't realize how much pain you're in until you take an aspirin? Well, that was me with our former credit card processing company. Brendon took care of getting us set up and the system is straightforward. I really cannot recommend Summit Payments highly enough."
Joy Phinney, Orthodontic Practice Manager, Google review

★★★★★

"Brendon responds quickly and provides an excellent product. I highly recommend Summit Payments."
Amy Dobbs, Oral Surgery Practice Manager, Google review

The math, labeled

Three illustrations. None are observed results.

Monthly volumePracticeCredit card fees at a 3% effective rate
$50,000Single-location general practice$1,500 a month
$100,000Established or multi-provider practice$3,000 a month
$150,000+Multi-location or specialty practice$4,500 a month

Practices like yours save ten to fifteen thousand a year, $10,000-plus, and the highest-volume practices have kept $20,000 or more. Those are different figures from the illustrations above. Debit is never charged extra. Your statement sets the real number.

What to expect

Setup, patients, and the front desk.

Simple setup

The practice stays open during setup. Setup is typically live in 7 to 10 business days. Setup is remote nationwide, with in-person setup where available.

Little patient friction

Kelly Shibilski said 98% of patients don't bat an eye. Some patients happily switch to debit. Debit is never surcharged.

Front desk relief

Summit Health Pay posts the payment into the practice management software. An estimated 2 hours a week comes back on a smaller day. That is an estimate, not a measured result.

Reviewed by Brendon Degner, founder. Last reviewed .

Find your number.

Tell us your monthly volume. We will show an illustration, then the number from your statement.

Or call (844) 701-2738.