Dental is our specialty.
Summit Payments serves dental practices nationwide. We work with practices on credit card fees, surcharging, and posting payments into the software the office already uses.

The story
Built so a practice can see the fee and move it.
Brendon Degner spent years in and around dental practices. He saw the same problem everywhere: thousands of dollars in processing fees leaving practices every month, with no one offering something built for how dentistry works.
Other processors often treat a dental office like any other merchant account. Seven in ten patients pay by card. PMS integrations matter. Surcharging rules are real, and they differ by state. Debit is never surcharged.
Brendon started Summit Payments so a practice could see the credit card fee, move it to the patient when the law allows, and post the payment without retyping it.
What we believe
Four rules we work by.
Dental first
We understand your workflows, your PMS, and your patient experience. That focus makes everything we do better.
Compliance over shortcuts
Shortcuts cost practices money and create legal risk. Every state rule, card brand requirement, and disclosure is handled correctly.
Dollars, not rate talk
We measure dollars kept per year, not percentages improved.
Fully integrated
Surcharging plus posting into your PMS, with compliance and dental support, solves the whole problem.
By the numbers
Your statement sets your number.
Visa and Mastercard compliant surcharge program.
- $10,000-plus
- Practices like yours save ten to fifteen thousand a yearThe highest-volume practices have kept $20,000 or more.
- 3%
- Fee on credit cardsCovers the practice's card processing cost. Debit is never charged extra. We quote from your statement.
Reviewed by Brendon Degner, founder. Last reviewed .