Summit Cloud POS

The patient-facing smart terminal and the full payment platform behind it.

Works with

Any practice, any software


  • Patient-facing smart terminal at every operatory or front desk
  • Patient balances collected by text and email
  • Card on file and recurring payment plans
  • Online payment page for your practice website
  • Compliant signage designed and installed for you
Get My Rate

One practice collected $20,000 in outstanding balances in 48 hours using a single Bulk Payment Link. No phone calls, no staff follow-up.

Actual client result. Individual results vary.

Pricing applies to both setups
Credit
$0

To the practice. The patient covers a compliant credit card fee.

Debit
1.75% + $0.25

Never surcharged.

Also available
Dual pricing and interchange plus

Quoted from your real statement.

Surcharging is permitted in most states. A small number restrict or prohibit it, and we confirm your state's rules before setup.

Find your volume. See your number.

Based on a 3% effective rate, 40% debit mix, and Summit's monthly fee. Your actual number comes from your statement.

$40,000 / month
Currently paying $1,200/mo
Your new cost $360/mo
Recovered per year
$10,080
$100,000+ / month
Currently paying $3,000/mo
Your new cost $760/mo
Recovered per year
$26,880

Every number here comes from a statement review, not an estimate. Send yours and we will run it.

Figures assume a 3% effective processing rate, a 40% debit mix at 1.75% + $0.25 per transaction, and Summit's monthly fee. Actual recovery depends on your volume, card mix, and patient payment behavior.

Every setup includes the entire platform.

Summit Health Pay adds the practice management connection. Everything else comes with both.

Bulk Payment Link

Send one link to every patient carrying a balance. Text and email, in a single send.

Summit Health Pay

Automatic ledger posting

Payments post to the patient ledger with no re-entry.

Patient payment links

Send a secure link to any patient and watch payment status update in real time.

Patient-facing smart terminal

At the front desk or in every operatory. Patients see the fee clearly before they pay.

Card on file and payment plans

Store a card securely and set up recurring treatment plans. No re-keying.

Online payment page

A branded page for your practice website. Patients pay without calling the office.

Next-day funding with a late cutoff

Batch as late as 9:00 PM Eastern and your money is in the bank the next morning. Weekends fund on the same schedule.

Developer API

Run sales and refunds from your own software, build a custom checkout, or stream live transaction data into your systems. Public documentation.

Compliant signage and setup

Designed, printed, and installed at every required point in your office.

No feature gates. No upsell tiers. The setup you choose changes what connects, not what you get.

The part most processors get wrong.

Surcharging is legal. Doing it incorrectly is what gets a practice fined. We set it up so it holds.

Capped at your cost

The credit surcharge is capped

A surcharge can never exceed what card processing actually costs you. We set the rate against your real cost and keep it there.

Credit only

Debit and HSA are never surcharged

Debit, HSA and FSA cards, cash, and checks carry no added fee. Patients always have a way to pay that costs them nothing extra.

Not the same program

"Cash discount" is not a synonym

Some processors add about 4% to credit and debit alike and call it a cash discount. Different program, different rules, and it risks card brand fines.

Card data is replaced with a token the moment it is entered, so patient card numbers never land in your systems or ours.

Then how is Dual Price 3.99% on every card?

Because it is a different program, not a bigger surcharge.

Surcharging
Credit only

A fee added to credit transactions. Capped at your cost. Debit and HSA are exempt.

Dual pricing
Every card

Two posted prices, cash and card. The card price is the listed price. Applies to every card.

Different rules, different signage, different receipts. We set up whichever one you choose correctly, and we will tell you plainly which one fits your practice.

What Summit handles for you

Compliant signage

Designed, printed, and installed at every required point.

Card brand registration

Filed and maintained for you.

Ongoing monitoring

We watch the program so it stays compliant as rules change.

0

compliance violations since we started.

Send us a statement.

We will tell you which setup fits your practice and what it costs. No obligation, and no quote until we have seen your real numbers.

Get My Rate

Brendon Degner, Founder and CEO · (720) 603-9126 · [email protected]